ARKTIK HonorCard

Earn. Save. Give Back. All on Your HonorCard.

Empowering Mentors, Educators & Volunteers with Seamless Bi-Monthly Pay, Savings & Give-Back - all with one elegant prepaid card.

How HonorCard Works

  1. Log & Approve Hours

    • Submit your shift in the ARKTIK app or web portal.

    • Your supervisor verifies and approves within 24 hours.

  2. Automatic Payout

    • Hours × $30/hr convert into HonorCard earnings.

    • Funds load automatically on the 5th & 20th of each month—no requests needed.

  3. Spend, Save or Give Back

    • Tap anywhere Visa/Mastercard is accepted.

    • Opt into Honor Savings at 1.0 % APR, compounded monthly.

    • Toggle Give-Back (1–10 %) on any purchase to fund ARKTIK One emergency relief.

Key Features

  • Bi-Monthly Payouts
    Earned credit delivered on schedule—never wait for manual processing.

  • Honor Savings
    Automatically earn 1.0 % APR on remaining balances, compounded monthly.

  • Give-Back Toggle
    Dedicate 1–10 % of any transaction to the ARKTIK One Fund—transparency via quarterly impact reports.

  • Global Acceptance
    Use your HonorCard at millions of merchants worldwide and online.

  • Flexible Access
    ATM withdrawals, ACH transfers, in-network POS—choose how you access your earnings.

Fees & Limits

Security & Compliance

  • FDIC-Insured Custodianship: Your funds are held with our partner bank, fully FDIC-insured up to $250,000.

  • Regulatory Adherence: Operates under Bank of America’s money-transmitter license in all active states; tribal-land issuance via Choctaw Nation charter.

  • Transparent Reporting: Monthly statements, real-time balance alerts, and spend analytics in the ARKTIK app.

  • Strict Separation: No donor funds ever flow into HonorCard accounts—donations exclusively support ARKTIK One emergency relief.

Who It’s For

  • Mentors & Educators: Receive instant pay for coaching, teaching, and curriculum design.

  • Volunteers & Field Ops: Get hazard-stipend credits for crisis deployments and community outreach.

  • Civic Mentors: Earn for legal-rights coaching and micro-course delivery.

  • Ambassadors & VIPs: Special rates and royalty disbursements for course creators and board members.

Learn More →

Questions? Email honorcard@arktikinitiative.org or visit arktikinitiative.org/honorcard-details.

Frequently Asked Questions

Q: How do I activate my HonorCard?
A: Scan the QR code on your card, log in to the ARKTIK app, and follow the prompts—activation takes less than 2 minutes.

Q: Can I transfer funds to my personal bank?
A: Yes—ACH transfers are free up to $10,000/day. Transfers post within 1–2 business days.

Q: How do I enroll in Honor Savings?
A: In the ARKTIK app, toggle “Honor Savings” on your card settings. Interest posts monthly.

Q: Who can see my Give-Back contributions?
A: Your donation percentage and amount are visible only to you; aggregate impact is published in quarterly ARKTIK reports.