ARKTIK HonorCard Details

Your Faith-Anchored Financial Companion

1. Overview

The ARKTIK HonorCard is a prepaid rewards card, issued through Stripe and partnered with Bank of America, that empowers our educators to turn service hours into real-world purchasing power, investment opportunities, or reinvestment in the ARKTIK ecosystem.

Important Policy: No donor funding will ever touch HonorCard balances. All donated gifts must flow to ARKTIKinitiative.org/TheAssembly, our community fund for scholarships, infrastructure, and mission programs.

2. Eligibility & Enrollment

  • Who Qualifies

    • Micro-Course Instructors ($100/hr)

    • Cohort Mentors ($30/hr, opt-in)

    • Luxury Learning Assistants ($50/hr)

    • Course-Developer Fellows ($50/hr development credit + 15% royalties)

  • How to Enroll

    1. Complete your role registration in the LMS.

    2. Sign the ARKTIK HonorCard Agreement.

    3. Provide a valid U.S. mailing address and ID for card issuance.

    4. Receive your physical HonorCard (or virtual card) in 5–7 business days.

3. Payout Schedule

  • Bi-Monthly Loading

    • 5th of each month: Hours logged and approved from the 16th–last day of the prior month.

    • 20th of each month: Hours logged and approved from the 1st–15th of the current month.

  • Processing Times

    • Earnings must be approved by your assigned LLA within 48 hrs of submission.

    • Funds appear on your HonorCard by the next scheduled loading date.

4. Fund Management Options

  1. Spend Anywhere

    • Use at any merchant accepting major debit cards. No transaction fees.

  2. Transfer to Traditional Bank

    • Instantly send a portion or all of your balance to any U.S. bank account or mobile wallet (ACH transfer).

  3. Crypto Gateway

    • Convert up to 50% of each payout into major cryptocurrencies (e.g., BTC, ETH) via our integrated Stripe-Crypto portal.

    • Educational resources and live webinars offered to guide safe, compliant investing.

  4. Bank with ARKTIK

    • Maintain a balance for program reinvestment, peer-to-peer micro-grants, or emergency hardship funds.

    • Exclusive “Honor Savings” tier with 1% annual interest (compounded monthly) on idle balances.

6. Security & Support

  • FDIC-Insured Custodian
    Balances held in Bank of America-sponsored accounts, FDIC-insured up to $250,000.

  • Fraud Protection
    24/7 monitoring, instant card freeze via mobile app, and zero-liability for unauthorized transactions.

  • Customer Support

    • In-app chat and phone support (M–F, 8 am–8 pm CST)

    • Email: honorcard@arktikinitiative.org

    • Phone: (346) 479-2529

7. Funding Separation Policy

Strict Segregation:

HonorCard funds come solely from earned educator credits (hours taught, mentored, or developed).

Donor gifts and grants may never be applied to the HonorCard.

All donations are directed to ARKTIKinitiative.org/TheAssembly for mission and scholarship support.

8. FAQ Highlights

Q: Can donor grants boost my HonorCard?
A: No. To preserve 501(c)(3) integrity and clear accounting, donor funds are never used for HonorCard balances.

Q: Where should supporters donate?
A: All philanthropic gifts go to ARKTIKinitiative.org/TheAssembly—our sole donor-funded channel.

Ready to Get Started?

  1. Log into your LMS → “My HonorCard” → Complete Enrollment

  2. Watch our “HonorCard Essentials” tutorial in the Resource Center

  3. Earn your first credits by teaching or mentoring, and see funds load bi-monthly!